I am focused on helping individuals work through crucial retirement decisions, such as:
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Considering applying for social security benefits or should you wait?
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Wondering what your full retirement age is so you don't get penalties and lose money based off an allowed income threshold?
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Thinking about how you will replace your paycheck when you fully transition into retirement, or how long the retirement income can last?
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Need advice on what will your current tax situation will be in retirement?
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Need advice on how to manage your portfolio so you can minimize risk and maximize returns?
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What are the rules and timelines for when you have to apply for Medicare?
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When should you apply for Medicare if you are working past 65?
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Can you keep your current health plan working past 65?
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What will your insurance costs be when you leave your employer and have your spouse covered on your current plan who is not 65?
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How much will Medicare premiums cost based on your income?
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Confused on whether you should choose a Medicare advantage plan or a Medicare supplement plan with drug coverage?
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Need advice on which Medicare insurance plan to choose based off of your specific individual needs, including costs for prescriptions and making sure your doctors and hospitals are covered?
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What Medicare covers when it comes to in home care, or long-term care, and what it doesn't, will you need additional coverage?
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Do you keep your 401k/403b with your employer or transfer it to an IRA?