Candy Flynn

Financial Advisor

I am focused on helping individuals work through crucial retirement decisions, such as:

Considering applying for social security benefits or should you wait?
Wondering what your full retirement age is so you don't get penalties and lose money based off an allowed income threshold?
Thinking about how you will replace your paycheck when you fully transition into retirement, or how long the retirement income can last?
Need advice on what will your current tax situation will be in retirement?
Need advice on how to manage your portfolio so you can minimize risk and maximize returns?
What are the rules and timelines for when you have to apply for Medicare?
When should you apply for Medicare if you are working past 65?
Can you keep your current health plan working past 65?
What will your insurance costs be when you leave your employer and have your spouse covered on your current plan who is not 65?
How much will Medicare premiums cost based on your income?
Confused on whether you should choose a Medicare advantage plan or a Medicare supplement plan with drug coverage?
Need advice on which Medicare insurance plan to choose based off of your specific individual needs, including costs for prescriptions and making sure your doctors and hospitals are covered?
What Medicare covers when it comes to in home care, or long-term care, and what it doesn't, will you need additional coverage?
Do you keep your 401k/403b with your employer or transfer it to an IRA?